New Jersey Disability lawyer Bonny Rafel handles ERISA (group) long term disability and individual disability insurance cases filed throughout the country. She is nationally recognized by her peers for her outstanding knowledge and experience in this specialty of law. Her high demand as a lecturer demonstrates her talent, see Articles and Engagements section for some of her appearances and papers published on disability issues.  She and her staff also handle claims for individuals whose health benefits were denied.

Do not wait until your disability claim is denied before seeking the help of our experienced lawyers and staff!! Do not risk being denied the disability income benefits you deserve. Our lawyers, paralegals, nurse and legal clerks team up with you from the very start to help you obtain and keep your disability benefits. If you have been denied disability benefits we will help you file an appeal or litigate your claim in court. We personally meet each client to assist disabled people file for short term disability benefits and long term disability benefits, both ERISA and individual disability claims.

Our New Jersey disability lawyers can assist you with questions you have regarding your claim, no matter what insurance company is administering your case. Use the contact form located on our website to tell us about your claim and we will respond within 24 hours. Or, you may call us to give us the information over the telephone. Our sensitive, caring staff is eager to provide assistance.

We can provide legal advice and information regarding your pending long term disability benefits claim, whether you are applying for coverage or have been denied your disability benefits. Our NJ disability lawyers have years of experience helping disabled people obtain disability benefits from companies such as UnumProvident, Provident, Paul Revere, Equitable, John Hancock, Reliance, Prudential Financial, DMS, Hartford, Northwestern Mutual, Guardian, Berkshire, CNA, MetLife, Cigna, Mass Mutual. Do not chance losing these needed long term disability benefits because they affect both you and your family. (Please read the disclaimer).